Basement Waterproofing and Insurance: What Homeowners Need to Know
A wet basement creates two problems at once. The first is obvious: water where it should not be. The second usually arrives a few hours later, when a homeowner starts asking who is going to pay for the cleanup, repairs, ruined storage, flooring, drywall, and possibly mold remediation. That is where confusion sets in. Many people assume any water damage is an insurance claim. Many others assume nothing in a basement is covered. Neither view is quite right.